Home Loan Tax Benefits India 2026: Old vs New Regime | Banke India

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Mumbai Real Estate Insights · Financing Home Loan Tax Benefits in India: Old vs New Regime for 2026 Whether your home loan actually saves you tax in 2026 depends entirely on which regime you choose — and the default has changed. This Banke India guide breaks down both options. The New Regime Is Now Default The new tax regime is the default for FY 2025-26 onward. Under it, a self-occupied property gets no principal deduction and no interest deduction on a home loan — those benefits only apply if you

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