Bank Valuation for a Mumbai Home Loan: Why It Can Differ
Banks lend on the lower of price and valuation. See what a Mumbai home loan valuer checks and what to do if the valuation is lower than your price.
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Mumbai Home Loan Guide · Buyers Bank Valuation for a Mumbai Home Loan: Why It Can Differ From Your Agreement Value When you apply for a home loan on a Mumbai flat, the bank does not simply lend against the price in your agreement. It sends its own valuer to assess the property, and the loan is based on the lower of the price you are paying and the bank's valuation. Understanding this early helps you avoid a shortfall at the last minute. This Banke India guide explains what the
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